Checking

Silver Checking

• Minimum Opening Deposit - $100 ($25 under 18)
• eStatements or Paper Statements
• Online Banking
• Mobile Banking with Mobile Deposit
• Free Initial Debit Card
• Checks - Additional Cost (New accounts receive one box for free)
• ID Protect^® - Identity Theft Monitoring and Resolution Service
• Cell Phone Protection

A $5.95 Monthly Maintenance Fee will apply. Minimum Daily Balance Required to Waive Maintenance Fee - $2,500.00

Senior Silver Checking

• All the Benefits of Silver Checking for those 60+

A $2.95 Monthly Maintenance Fee will apply. Minimum Daily Balance Required to Waive Maintenance Fee - $2,500.00

Gold Checking

• Minimum Opening Deposit - $100
• Earns Interest - See Rate Sheet for Details
• eStatements or Paper Statements
• Online Banking
• Mobile Banking with Mobile Deposit
• Free Initial Debit Card
• Checks - Additional Cost (New accounts receive one box for free)
• ID Protect^® - Identity Theft Monitoring and Resolution Service
• Cell Phone Protection

A $7.95 Monthly Maintenance Fee will apply. Minimum Daily Balance Required to Waive Maintenance Fee - $2,500.00

Freedom Checking

• Minimum Opening Deposit - $100 ($25 under 18)
• eStatements - required
• Paper Statements - $5.95 fee
• Online Banking - required
• Mobile Banking with Mobile Deposit
• Free Initial Debit Card
• Checks - Additional Cost (New accounts receive one box for free)

A $0.00 Monthly Maintenance Fee will apply. No Minimum Daily Balance Required.

Benefits you receive at no additional cost with Silver, Senior Silver, & Gold accounts:

ID Protect^®

• Identity theft monitoring and resolution service for you, your joint account owners and your family¹
• Includes Credit File Monitoring², Credit Report, Identity Theft Expense Reimbursement Coverage³, Resolution Services, and Total Identity Monitoring (Registration/activation required)

Cellular Telephone Protection³

• Cellular phone bill must be paid through this account
• Covers first three phones listed on the cellular phone bill
• Covers damage or theft
• Up to two claims per year
• Up to $300 per claim
• $50 deductible per claim

¹IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

²Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

³Special Insurance Program Notes related to identity theft expense reimbursement and Cellular Telephone Protection: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance Products are not insured by FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.